A faster, simpler way to bank—without all the fees
Cash App is a financial services platform, not a bank. Banking services are provided by Cash App’s bank partner(s). Prepaid debit cards issued by Sutton Bank.
A card unlike anyother
It’s the customizable, no-hidden-fee Visa® debit card that you can swipe anywhere. Order your Cash App Card today.
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Prepaid debit card issued by Sutton Bank.
Payday comesearly
Your paycheck drops up to 2 days early with direct deposit. Plus, ATM fees are covered when you direct deposit $300 or more in a month.
Start saving
Set money aside for a goal or rainy day, and watch it add up. Save automatically, when you want, or with your spare change.
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Keep your moneysafe
Advanced security features help protect your account and every transaction.
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Download Cash App
Bankingmade better
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Free overdraft coverage
We don’t charge overdraft fees, ever. Plus, when you deposit $300 or more in paychecks, you’re eligible to get up to $50 in free overdraft coverage.
Easy money moves
With recurring deposits, instant transfers, and ways to save, your money moves however youwant.
No monthly or hiddenfees
There are no balance minimums or activity requirements. It doesn’t cost extra to bank with Cash App.
Cash App is a financial services platform, not a bank. Banking services are provided by Cash App’s bank partner(s). Prepaid debit cards issued by Sutton Bank.
Secure from starttofinish
Encryption and fraud detection are behind every transaction, and you’re in control of how you unlock the app. If something ever happens, help is just a call or chat away.
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Common Questions
Do I need a bank account to use Cash App?
No, you don’t need a bank account to create a Cash App account or add money to your Cash App balance.
There are a number of ways to send and receive money through Cash App if you don’t have or want to link your bank account. You can deposit paychecks, tax returns, and more to your Cash App balance using your Cash App account and routing numbers. And you can even deposit paper money into your Cash App balance at participating retailers.
OK, how do I get a free Cash App Card?
You can order a Cash App Card directly in the app.
The Cash App Card is a free, customizable debit card that is connected to your Cash App balance. It can be used anywhere Visa is accepted, both online and in stores.
The Cash App Card isn’t connected to your personal debit card or bank account. Cashing Out transfers your funds from your Cash App balance to your debit card or bank account.
You must be 18 or older to apply for a Cash App Card. Cards should arrive within 10 business days. Your Cash App Card can be used as soon as you order it, by adding it to Apple Pay and Google Pay, or by using the card details found in the Cash App Card tab.
How does direct deposit work with Cash App?
You can deposit paychecks, tax returns, and more to your Cash App balance using your account and routing number. You can receive up to $25,000 per direct deposit, and up to $50,000 in a 24-hour period.
Cash App makes direct deposits available as soon as they are received, up to two days earlier than many banks. Your first deposit may take longer to become available depending on your employer.
View Account Statements
Access your Cash App account statements
Enable Direct Deposit
Enable Direct Deposit to get funds automatically deposited to Cash App.
Direct Deposit Account & Routing Numbers
Enable Direct Deposits to regularly and automatically deposit your paycheck to your Cash App.
Set Up Direct Deposit
Use your account & routing numbers to set up deposits into Cash App.
Missing Direct Deposit
Direct deposits can take between 1–5 business days to arrive in your Cash App from the scheduled arrival date.
Bill Pay
Use your account and routing numbers to pay bills using your balance.
Can anyone track my activity in Cash App?
Your activity with Cash App is only visible to you. If you are a minor, your sponsor can view your activity in monthly statements. For more information about what data Cash App collects, stores, and shares, review theCash App Privacy Notice.
What are some helpful banking terms to know?
ATM
An automated teller machine (ATM) is a computer that makes it easy to access money and manage a bank account. You can use it to check your account balances, withdraw and deposit money, and print account statements.
Checking
A checking account offers easy access to your money through cash withdrawals and deposits and is managed by a financial institution.
Direct deposit
A direct deposit is an automated transfer of payment directly to a recipient’s checking account. It eliminates the need of a physical check or having to visit a bank.
Payroll
Payroll is the process of compensating a company’s employees in the form of checks and direct deposits.
Routing
A routing number is a 9-digit number used by financial institutions to identify and locate an individual account, such as a checking or savings account.
Withdrawal
A withdrawal is the removal of cash from a checking or savings account. It’s one of the most common actions at an ATM.
How does Cash App keep my money safe?
Cash App protects millions of people’s payments each month. Cash App is built on one secure platform, with advanced security features to power and protect your personal information and every single transaction that happens on the platform.
How does Cash App keep my account safe?
Cash App uses cutting-edge encryption and fraud detection technology to make sure your data and money is secure. Any information you submit is encrypted and sent to our servers securely, regardless of whether you’re using a public or private Wi-Fi connection or data service.
